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Home › Find an Advocate › Motor Accident Claim (MACT)

Motor accident claims in Delhi — the compensation is a calculation, not a plea, and since 2019 you have only six months to ask

Two things about this subject are different from everything else on this site. The first is that the award is not argued into existence — it is computed, through a structure the Supreme Court settled, from figures that either exist in your documents or do not. The second is the one that keeps us up: the Motor Vehicles Act was amended in 2019 to introduce a six-month limit for making a claim, where for years before that there was no limit at all. Families who spend the first year in hospitals, then in the criminal case, and only afterwards ask about compensation are walking into that provision without knowing it exists. If an accident in your family is recent, the rest of this page can wait — that date cannot.

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How long do you have to file a motor accident claim in India?Six months from the accident. Section 166(3) of the Motor Vehicles Act, 1988, as it stands after the 2019 amendment, provides that no application for compensation shall be entertained unless it is made within six months of the occurrence of the accident — and for many years before that amendment there was no limitation period for these claims at all. That single change is the most consequential thing on this page, because the ordinary rhythm of a family after a serious accident — hospital, then recovery, then the criminal case, then compensation — takes far longer than six months. If the accident is recent, speak to an advocate this week.

What this page covers

  1. The six months — the change nobody was told about
  2. Your claim and the police case are two different things
  3. The police file is the backbone
  4. The report the police send to the tribunal
  5. Two routes, and the choice between them
  6. What “negligence” means on a road, and the two words that change a case
  7. Whom to name in the claim
  8. Pedestrians, pillion riders, passengers — the people who assume they are not covered
  9. When the person had no salary at all
  10. How the computation is built
  11. Income proof — where most of the award is won or lost
  12. Who claims, and proving the family
  13. Injury claims, which are a different shape
  14. The medical folder, and the bills people throw away
  15. Where the claim is filed, and why it is a choice
  16. Hit and run, and uninsured vehicles
  17. What the insurance company will say
  18. The offer, and the pressure behind it
  19. If the accident happened at work — the choice under Section 167
  20. Lok Adalat, and what it is actually good for
  21. If you were driving, and you were the one hurt
  22. The award, and reading it properly
  23. Getting the money, and the appeal that may come first
  24. The other side of it — when it was your vehicle
  25. How long it takes, and what actually shortens it
  26. Money while the case runs
  27. Where these tribunals sit in Delhi
  28. The hearing day itself
  29. Free legal services, and why they belong on this page
  30. One file from the first week
  31. The mistakes that cost families the most
  32. The list to assemble now
  33. The part of this we can honestly do
  34. Where we stop on a claim like this
  35. Our charges, said before anything begins
  36. Questions people ask

The six months — the change nobody was told about

Start here, because everything else on this page is worth less than this paragraph.

For a long period, a motor accident claim had no limitation period. A provision limiting it had been removed years earlier, and the settled position was that a claim could be brought late. A great many families, and a good many people who advise them informally, still believe that.

The 2019 amendment to the Motor Vehicles Act, 1988 changed it. Section 166(3) now provides that no application for compensation shall be entertained unless it is made within six months of the occurrence of the accident.

Why this catches decent, careful families

  • Month one to three is the hospital, and nobody is thinking about paperwork.
  • Month three to six is recovery, or the funeral and the aftermath of it.
  • Somewhere in there the police case starts, and everybody assumes the compensation follows from it automatically.
  • By the time a relative says “you should claim”, the six months are gone or going.

If you are reading this and an accident in your family is recent, stop and note the date of the accident somewhere you will see it. Then speak to an advocate this week. Not after the treatment finishes, not after the charge sheet, not after the insurance company replies. This week.

The whole page in four lines

Six months, from Section 166(3). The claim is a computation, not a plea, and income proof is the biggest number in it. There are two routes — a fixed sum without proving fault, and a computed claim where you do. And an award is a direction, not a transfer.

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One situation sits outside all of this and needs its own reading. Where the driver was under eighteen, the Act deems the guardian of the child or the owner of the vehicle guilty of a separate offence, and the Supreme Court has held that an owner who let an unlicensed minor use the vehicle bears the liability, with the insurer paying the claimants and then recovering from him. Our page on a minor caught driving sets out that provision and the recovery position.

One further situation needs its own page. Where the vehicle that caused the accident was never traced, there is no owner and no insurer to claim against, and a fixed sum is payable instead from a central fund. The Supreme Court recorded that in one financial year the whole country produced two hundred and five such claims. Our page on hit and run cases sets out that claim, the officers it goes to and the deadlines on them.

Your claim and the police case are two different things

The most expensive misunderstanding after the limitation point. When a serious accident happens, a criminal case is registered. The family watches that case, attends when called, and waits for it to conclude, in the belief that compensation comes at the end of it.

It does not. The criminal case belongs to the State and it is about punishing the driver. The claim belongs to you and it is about money to replace what the family has lost. They run in different places, on different material, to different standards, and neither waits for the other. An acquittal in the criminal case does not by itself defeat the claim.

What the criminal case does give you is documents, and they are central — which is the next section. Treat it as a source of evidence for your claim, not as a substitute for it. What happens on the criminal side, and the clocks that run there, are set out on our Rohini page.

The police file is the backbone

Almost every fact the tribunal needs about the accident itself comes from the police record, and the family that collects it early is in a completely different position from the one that starts asking for it in year two.

DocumentWhat it does in your claim
FIREstablishes that the accident occurred, when, where, and the initial version of how
Site planPosition of the vehicles, the road, the point of impact — the basis of the negligence argument
Mechanical inspection reportThe condition of the vehicles, and sometimes the speed and force involved
Charge sheetThe investigating officer’s conclusion on how it happened and who was responsible
Driver’s licence particularsGoes directly to a defence the insurer routinely takes
Insurance and registration of the offending vehicleTells you whom to implead, and whether there is cover at all
Post-mortem report or MLCCause of death, or the nature of the injuries
Statements of witnessesWhat was said close to the event, before memories were shaped

If no FIR was lodged because everybody was at the hospital, deal with it now rather than accepting it — our FIR guidance and police complaint drafting pages set out how. A claim with no police record is not impossible, but it is uphill from the first day.

The report the police send to the tribunal

A provision that helps you, and that almost nobody knows about. Section 159 requires the police to forward a report of the accident to the Claims Tribunal, and Section 166(4) provides that the Tribunal shall treat such a report as an application for compensation.

That is genuinely useful. It means the machinery can start moving without the family having done anything, and it was put there precisely because families in this situation are not in a state to file applications.

What it is not is your case. The police report contains what the police recorded about the accident. It contains nothing about the deceased’s income, the number of dependants, the medical expenditure, the loan that is still running or the child who was in school. Those are the figures the award is built from, and they come from you. Treat the report as a door that has been opened, and walk through it with a proper file.

Two routes, and the choice between them

This is the structural decision, and it should be made with advice rather than by default.

Section 164 — the fixed routeSection 166 — the computed route
What you must proveThe accident and the death or grievous hurt. You are not required to plead and establish that it was due to any wrongful act or neglectNegligence, in addition to the accident and the loss
What you getA fixed sum set by the sectionCompensation computed on your actual loss, which in a death or serious-injury case is usually far larger
How it feels in practiceFaster, simpler, more certainSlower, contested, and worth much more where the facts support it

As Section 164 stands, the sums it provides are five lakh rupees in the case of death and two and a half lakh rupees in the case of grievous hurt. Confirm those figures before relying on them — amounts written into statutes are revised, which is why no other number appears anywhere on this page. These two sections replaced the earlier no-fault and structured-formula provisions in the 2019 amendment.

The choice is not always either-or in the way a table suggests, and how the two interact on your facts is exactly the sort of question an advocate answers in one conversation and a web page cannot answer at all.

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What “negligence” means on a road, and the two words that change a case

On the computed route, negligence has to be established, and most people picture that as proving the other driver was a bad person. It is narrower and more practical than that: was the vehicle being driven with the care that a reasonable driver owes to others on that road, in those conditions, at that time?

Two terms come up constantly and they are worth knowing before anybody uses them at you.

Contributory negligence is the allegation that the person killed or injured contributed to the accident — crossing away from a crossing, riding without a helmet, a pillion without protection, walking on a carriageway. Where it is accepted, it ordinarily reduces the award by a proportion rather than defeating the claim, and the proportion is itself argued. Families hear the word and assume everything is lost; it is not, and a claim should not be abandoned on that basis.

Composite negligence is where two or more vehicles were negligent and between them caused the harm to somebody who was not at fault at all — a pedestrian struck by a car that swerved because a truck cut in. The point that matters to a claimant is practical: they should not be made to chase two defendants and apportion blame between them before being paid. Get this right in the pleading rather than discovering it in argument.

Both are reasons to get the police file early, because the site plan, the mechanical inspection report and the statements taken at the time are what these arguments run on.

Whom to name in the claim

A claim that names the wrong parties, or leaves one out, loses time it cannot afford and occasionally loses more than time.

The ordinary array is three: the driver of the offending vehicle, the owner of it, and the insurer. Each is there for a reason. The driver because the negligence was his. The owner because liability attaches to him. The insurer because that is who actually pays, and an award against an owner with no insurer behind it is a piece of paper.

Complications arrive quickly in real life. A vehicle sold but not transferred in the records. A commercial vehicle with an owner, an operator and a contractor. A vehicle owned by a company. A state transport undertaking. More than one vehicle involved. Each of these changes who must be named, and each is settled by the documents — the registration particulars, the insurance certificate, the permit — rather than by what anybody says at the scene.

Get those particulars from the police record before drafting. Naming a party correctly at the start is cheap; adding one in year two costs a set of hearings and sometimes a limitation argument.

Pedestrians, pillion riders, passengers — the people who assume they are not covered

A recurring reason claims are never brought at all: the family believes the claim belongs only to somebody in a car with insurance.

The Act is concerned with death or bodily injury arising out of the use of a motor vehicle. The person harmed does not have to have owned anything, insured anything or been inside anything. A pedestrian struck while crossing, a cyclist, a pillion rider, a passenger in a bus or an auto, a child walking to school, a labourer at a roadside — these are the people motor accident claims exist for, and they are the ones least likely to be told so.

The same goes for a person who was breaking a rule of the road themselves. That may raise contributory negligence, which reduces; it does not, by itself, mean there is nothing to claim.

If somebody in your family was hurt or killed by a vehicle and nobody has spoken to a lawyer because “we had no insurance”, that is the misunderstanding to correct today, with the six-month point in mind.

When the person had no salary at all

A homemaker. A child. A student. A retired parent. An unpaid worker in the family business. In every one of these, somebody eventually says “but they were not earning, so what is the claim?” — and it is wrong.

The law does not treat an absence of a payslip as an absence of value. Where there is no proved income, the tribunal proceeds on a notional basis, and in the case of a homemaker the Supreme Court has been explicit that the services rendered to the household have an economic value which must be reckoned rather than written off as nothing. For a child or a student, the computation approaches the loss differently again.

What this means in practice is that these claims are real, they are computed rather than guessed, and they need material of a different kind: what the person actually did in the household, what the family now pays somebody else to do, the child’s school record and the family’s circumstances, the retired person’s pension and their role at home.

Bring that material and say what it is for. A claim in this category that is prepared as though it were an apology for having no salary slips gets an award that matches the apology.

How the computation is built

Here is the part that makes this subject different from every other page on this site. In most litigation, what you get depends on what is argued. Here it substantially depends on a structure, and the structure is public.

It was settled by the Supreme Court in Sarla Verma v. Delhi Transport Corporation (2009) and refined by a Constitution Bench in National Insurance Company v. Pranay Sethi (2017). In outline, for a death case, it works through these steps:

  1. Establish the income of the deceased at the time of death.
  2. Add an element for future prospects — a recognition that earnings would have risen. The percentage depends on age, and on whether the deceased was on a fixed salary or self-employed.
  3. Deduct a share for personal and living expenses — what the deceased would have spent on themselves rather than on the family. The fraction depends on the number of dependants.
  4. Multiply by the multiplier, a figure fixed by reference to the age of the deceased.
  5. Add the conventional heads — loss of estate, loss of consortium, funeral expenses.
  6. Add interest from the date fixed by the tribunal.

No percentages, no multiplier table and no conventional-head amounts are printed on this page, deliberately. Those figures come from the judgments and they are refined over time; a stale table on a web page produces a family that believes it is owed one amount and receives another. Ask your advocate to run the computation on your own facts — it takes them about ten minutes and it is the single most useful thing you can be told.

Notice what the list actually means. Of the six steps, exactly one is in your control, and it is the first.

Income proof — where most of the award is won or lost

Every later step is a multiplication of step one. Get the income established and the rest follows mechanically. Fail to establish it and the tribunal has no choice but to work on a notional figure, which is invariably lower, and every subsequent step then multiplies the smaller number.

What actually proves income

  • Salaried — salary slips for as long a period as exists, the employer’s certificate on letterhead, the appointment letter, the last increment letter, Form 16, income tax returns, and bank statements showing the salary credits.
  • Self-employed — income tax returns, GST filings, bank statements showing regular business receipts, the shop or trade licence, purchase and sale records, contracts or work orders, and records held by regular customers.
  • Daily wage or informal work — whatever exists: labour card, contractor’s record, muster roll, union membership, payments received through a bank or a payment app, and any certificate of the prevailing wage for that trade.

Two honest notes. First, an income tax return filed after the accident, for a period before it, is looked at carefully — that is not a reason to fabricate anything and we will not assist with it, but it is a reason to produce the underlying material alongside. Second, start gathering this in the first fortnight. Employers change, businesses close, and the person who could have given a certificate moves on.

Who claims, and proving the family

A claim after a death is brought by the legal representatives, and the number of dependants is itself one of the inputs to the computation. Both facts have to be established on paper, and this is a second file running alongside the first.

You will need the death certificate, and a legal heir certificate or, where the situation calls for it, a succession certificate. Then documents establishing the relationship and the dependency: identity documents, ration card, school records for children, and anything showing that the deceased was in fact maintaining those people.

Where a minor is involved, expect the tribunal to make directions about how their share is held or invested, and treat those directions as binding rather than as a formality to be worked around later.

Injury claims, which are a different shape

A person who survives with serious injuries has a claim built from different heads, and it is frequently under-prepared because the family is focused on treatment.

The item that does the heaviest lifting is the permanent disability certificate from the competent authority, because loss of earning capacity is assessed against it. Pursue it early rather than at the end — we assist with disability certificate documentation.

The medical folder, and the bills people throw away

Buy a folder on the first day. Everything goes in it, in original, and nothing is thrown away because it looks small.

Hospital bills and the discharge summary. Pharmacy receipts, with the prescriptions that explain them — a bill without its prescription is routinely disallowed, and that is the commonest way a genuine expense disappears from an award. Diagnostic reports and their bills. Ambulance receipts. Receipts for travel to follow-up appointments. Implant and equipment invoices. The doctor’s written opinion on further treatment required.

Photograph each one as it arrives, because thermal-paper receipts fade to blank within a year and a good many of these cases are still running three years later.

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Where the claim is filed, and why it is a choice

Section 165 empowers the State Government to constitute Motor Accidents Claims Tribunals to adjudicate claims for compensation in respect of accidents involving the death of, or bodily injury to, persons arising out of the use of motor vehicles. In Delhi these sit within the district court complexes.

In the ordinary case the claim may be made to the Tribunal for the area in which the accident occurred, or where the claimant resides or carries on business, or where the defendant resides. That is a real choice and families default to the place of the accident without thinking, which is often the least convenient of the three for people who now have somebody in a wheelchair.

Put it to counsel. And if the accident happened on a highway outside Delhi while the family lives here, put it to counsel before anything is filed anywhere.

Hit and run, and uninsured vehicles

Two situations that look hopeless and are not.

Where the vehicle is never traced, Section 161 provides a scheme for compensation in hit-and-run motor accident cases. It is a separate route with its own procedure and its own authority, and the amounts under it are fixed by the scheme rather than computed — no figure appears here because those are revised. The point for a family is simply that the route exists.

Where the vehicle is identified but had no insurance, the liability rests with the owner. The entitlement is not in doubt; what becomes difficult is recovery, and that changes how the case should be run from the start — including what is asked for by way of attachment and security.

Both are situations to take to counsel early, because the ordinary path does not fit either of them and months are lost by people who follow it anyway.

What the insurance company will say

An insurer in a contested claim is represented by experienced counsel and takes the defences available to it. Knowing the usual ones in advance is not cynicism; it tells you which documents matter.

The defenceWhat it is really about
The driver held no valid licenceWhether the insurer can avoid liability — on which a large body of principle exists about paying the claimant and recovering from the owner
Breach of a policy condition, or the vehicle used for a different purposeThe same question, on different facts
Contributory negligence by the deceased or injured personReducing the award by a proportion rather than defeating it
The income claimed is not provedReducing every later step of the computation — which is why the income file matters most
The dependency claimed is overstatedThe deduction for personal expenses, and the number of dependants
The medical expenditure is unsupportedBills without prescriptions, and treatment not connected to the accident
Delay — in intimation, or now in filingSection 166(3), which is why the first section of this page says what it says

None of these is a reason to give up. Each is a reason to have counsel, and to have the documents that answer it in the file rather than promised for the next date.

ADVOCATES

Advocates on this directory who take motor accident claim work

Listed alphabetically. We do not rank, rate or feature advocates, and nobody pays for a position here — the reason is on our Find an Advocate page. Neither reading a profile nor writing to somebody through it costs anything.

ABHAY BHARAT PRADHAN

Advocate
2 years at the Bar
Chhatrapati Sambhajinagar
MARATHI, HINDI, ENGLISH
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +261
At the Bar since 2025
View profile

Abhishek Mishra

Advocate
Patna
Hindi, English & Bhojpuri
Family & Matrimonial Divorce & Maintenance Criminal & Bail +8
At the Bar since 2021
View profile
A

Adarsh Varma

Advocate
New Delhi
hindi english
Family & Matrimonial Marriage & Registration Divorce & Maintenance +5
Bar Council enrolled
View profile

Advocate Hemant Dhaygude

Advocate
9 years at the Bar
Raigad
Hindi English Marathi
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +114
At the Bar since 2017
View profile

AKSHAT DATTA

Advocate
Jammu
ENGLISH,HINDI,PUNJABI,DOGRI,URDU
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +186
At the Bar since 2026
View profile
D

Deepak Jayanth D/11473/2023

Advocate
Central Delhi
English, Hindi ,
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +205
At the Bar since 2023
View profile
D

Deependra Pati Tiwari

Advocate
9 years at the Bar
Faridabad
Hindi, English
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +118
At the Bar since 2017
View profile

Jayshankar Ramakant Pandey

Advocate
4 years at the Bar
Mumbai City
Hindi English Marathi Gujarati
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +224
At the Bar since 2022
View profile

KARTHIKEYAN

Advocate
5 years at the Bar
Chennai
Tamil, English
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +224
At the Bar since 2020
View profile
M

MOHAMMED AZAM

Advocate
Warangal
English, Hindi and Telugu
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +212
At the Bar since 2013
View profile
P

Priyal P

Advocate
Palakkad
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +154
At the Bar since 2026
View profile
R

Ruchi Panchal

Advocate
1 years at the Bar
Nanagloi
Hindi & English
Family & Matrimonial Civil & Property Cheque Bounce & Recovery +8
At the Bar since 2025
View profile
S

SANJEEV VIG

Advocate & Notary
19 years at the Bar
Yamunanagar
hindi and english
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Adoption (HAMA / JJ Act) +218
At the Bar since 2007
View profile

Sekh Zakir Hussain

Advocate
10 years at the Bar
Cuttack
English, Hindi, Odia
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +195
At the Bar since 2016
View profile
S

SREEPRIYA K

Advocate
6 years at the Bar
Central Delhi
English, Malayalam, Hindi
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +205
At the Bar since 2020
View profile
V

Vikrant Singh

Advocate
3 years at the Bar
Gurugram
HINDI, ENGLISH
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +192
At the Bar since 2023
View profile
V

VISHNU KARTHICK

Advocate
2 years at the Bar
Chennai
English and Tamil
Family & Matrimonial Restitution of conjugal rights (HMA s.9) Judicial separation +208
At the Bar since 2024
View profile

See every advocate listed for this kind of work

The offer, and the pressure behind it

At some point a figure will be offered, and it will be offered at the moment the family is financially at its worst. That timing is not an accident of scheduling.

The question to answer before responding is not “is this a lot of money” but “what is the claim actually worth on the computation”. Have that number worked out first. Then an offer can be judged: money now against an award in three or four years, with an appeal possible after that, is a genuine trade-off and accepting it is sometimes the right decision for a family that cannot wait.

What is never right is accepting without knowing, because in death and serious-injury matters the gap between an opening offer and a properly computed claim is routinely very large. And ask counsel at the first meeting about interim relief, because the reason low offers get accepted is almost never that the family thought them fair.

If the accident happened at work — the choice under Section 167

A driver, a delivery rider, a van cleaner, a labourer travelling in the employer’s vehicle. When somebody is killed or injured in a motor accident during the course of their employment, two different statutes can both give the family a remedy, and this is a fork people walk past without seeing it.

Section 167 of the Motor Vehicles Act deals with it directly: where death or bodily injury gives rise to a claim for compensation both under that Act and under the workmen’s compensation legislation, the claimant may claim under either, but not under both. It is an election, and once made it is made.

The two routes behave quite differently. The employment route runs on a formula tied to wages and age and tends to be quicker and more predictable. The Claims Tribunal route is computed on actual loss and, where the facts support it, is usually worth considerably more — but it requires negligence to be established and it takes longer.

Which is better is a judgement on the wage, the age, the dependants, the strength of the negligence case and how long the family can wait. It is exactly the sort of question to put to an advocate in the first conversation, because choosing by accident — because the employer’s office filed something helpfully — forecloses the other route.

One practical warning. Where an employer or a contractor offers to “handle everything” for a bereaved family, ask what is being filed and where, and get it in writing. That offer is often genuine and occasionally it is the election being made for you.

Lok Adalat, and what it is actually good for

A very large number of these matters are settled at Lok Adalat sittings rather than decided by an award, and a claimant should understand what that means before being taken to one.

A Lok Adalat settlement is a compromise, arrived at with both sides agreeing, and once it is recorded it ends the matter — there is no appeal against it. That is its strength and its risk in the same sentence. Money arrives in months rather than years and the uncertainty disappears; the figure is generally lower than a fully computed award, and there is no second look at it afterwards.

What a Lok Adalat is, what it can and cannot do, and what the award actually becomes the moment you sign it, is set out on our page on Lok Adalats — including why the shortfall cannot be recovered later and what the settlement terms should contain.

So the preparation is the same as for any offer, and it is the preparation families skip. Know what the claim is worth on the computation before the day. Go with that number in your head. And be clear that whatever is agreed covers every claimant, including a minor whose share the tribunal will have views about.

Used this way it is a good institution. Used as a place where a tired family agrees to whatever is put in front of them, it is not.

If you were driving, and you were the one hurt

A question asked constantly and answered badly by the internet. A third-party claim before the Claims Tribunal is a claim against somebody else’s negligence. Where you were driving your own vehicle and no other vehicle was at fault, that route is not the one.

What may exist instead sits inside your own insurance: damage to the vehicle under the own-damage cover, and, separately, a personal accident cover for the owner-driver where the policy carries one. Those are contractual claims against your own insurer, made under the policy and within the time the policy requires, and they are a different exercise from a tribunal claim entirely.

Where another vehicle was involved and at fault, you are an ordinary claimant like anybody else, whatever you happened to be driving. And if your own insurer has refused a claim on the policy, that refusal has its own routes — the grievance ladder, the ombudsman, and the consumer commissions — none of which is the Claims Tribunal.

The award, and reading it properly

When the award comes, read the operative portion itself rather than a summary. What amount, under which heads, against which party, with interest from which date, payable within what time, and with what direction about how it is to be held or invested.

Those directions matter, particularly where a minor or a person with a disability is a claimant, and they are made for a reason that becomes obvious about two years later. Obtain certified copies for the file, because you will need them whether the award is satisfied or appealed.

Getting the money, and the appeal that may come first

An award is a direction. Where it is not complied with, it has to be enforced, and that is a separate proceeding — we prepare execution petition papers. Families who have waited three years for an award are frequently unprepared to learn there is another step, and it is better to know now.

Appeals in these matters are common, and both sides can bring one. An insurer may appeal against the quantum; a claimant who considers the award inadequate is equally entitled to challenge it. Each has its own period, so the day the award is pronounced is the day to ask counsel whether to appeal and by when. We draw appeal papers and the applications that accompany them; where an appeal goes up, how that court approaches it is described on our Delhi High Court page.

The other side of it — when it was your vehicle

Not everybody reading this is a claimant. If a member of your family was driving and somebody else was killed or injured, there are two things to do and an order to do them in.

Tell the insurer immediately and in writing, keeping proof of the intimation, because delay in intimation is itself used to dispute cover. We handle third-party insurance claim documentation.

And take advice in your own capacity. The criminal proceeding and the compensation claim both involve your family, positions taken in one are produced in the other, and a statement given casually in the first week is read back for years. Do not give any account of the accident to anybody — including an investigator who arrives pleasantly — before speaking to an advocate. Why that matters, in general, is set out on our Rouse Avenue page.

How long it takes, and what actually shortens it

Longer than you are told at the beginning. This page gives no figure, because the variation is wide enough that any number would be misleading, and a family planning around a wrong number is worse off than one planning around uncertainty.

What is within your control is real, though. A claim filed complete — police record, income proof, medical file, heirship documents all in it at the time of filing — moves at a different speed from one filed with gaps that are then filled one hearing at a time, each gap costing a date. Attendance at every hearing. Documents filed when directed rather than on the next occasion. That is most of it.

Money while the case runs

The hardest part of these matters is not legal. A family that has lost its earning member, or is caring for somebody who cannot work, runs out of money long before an award exists, and that pressure is what produces the acceptance of inadequate offers.

So ask about it at the first meeting rather than the last: what interim relief is available, what has to be filed to ask for it, and what else exists — the insurer’s own settlement mechanism, any employer benefit, any scheme the family may be eligible for. Treat the cash-flow question as part of the case strategy, because in practice it decides the outcome as often as the merits do.

Where these tribunals sit in Delhi

The Claims Tribunals are constituted under Section 165 and in Delhi they sit within the district court complexes rather than in a building of their own. Which complex your matter is at follows from where the claim was filed.

No room numbers, no timings and no allocation chart appear here, for the same reason they appear nowhere else on this site: they are administrative and they change. Confirm from your own notice or from the cause list. How to find your way around a complex on a hearing morning is set out on our Tis Hazari page, and it applies here unchanged.

The hearing day itself

Allow separately for travel and for security screening. Carry government photo identity, and carry your own full set of papers even where everything has been filed, because being able to produce a document while standing there saves a date.

If the claimant is injured and travel is genuinely difficult, say so to your advocate in advance rather than on the morning — there are usually ways of dealing with it, but not at short notice.

Free legal services, and why they belong on this page

The Legal Services Authorities Act, 1987 sets out who is entitled to free legal services, a woman qualifies whatever her income, and there is a legal services desk inside Delhi’s court complexes. The helplines are 1516 within Delhi and 15100 nationally.

It belongs on this page more than on most, because the families who need this claim most are frequently the ones whose income has just stopped. If cost is the reason nobody has filed anything, that is the wrong reason and there is a desk in the building that exists for it.

One file from the first week

Start it in the first week, when nobody feels like starting anything, because reconstructing it in month eight is how details get lost.

Four sections in one folder. The accident — FIR, site plan, charge sheet, vehicle and insurance particulars. The person — identity and heirship documents, proof of dependency. The money — income proof in every form that exists. The medical — bills with prescriptions, reports, discharge summary, disability certificate. At the front, a one-line running sheet: date, what happened, what was filed, what is next.

One thing this page is not about, and the distinction is worth keeping straight. Compensation and prosecution are two separate proceedings arising from the same vehicle. The Supreme Court decision that holds a registered owner liable even after a sale is a compensation decision, and it is regularly quoted as though it settled criminal liability for a traffic offence as well. It does not. That side — challans, licence seizure, the Virtual Court — is set out on our page about traffic challans in Delhi.

If you have received a claim notice about a vehicle you sold years ago, that is its own situation and it has its own page: a vehicle sold but still registered in your name, which sets out what the Supreme Court actually held, why filing the seller’s own notice of transfer has not been shown to be enough, and the insurance question now pending before a larger bench.

The mistakes that cost families the most

What families doWhat it produces
Wait for the criminal case to finishThe six months under Section 166(3) gone, on a belief that was true before 2019
Assume the police report to the tribunal is the claimA proceeding with no income, dependency or medical material in it
Leave income proof for laterA notional income, and every later step multiplying the smaller figure
Throw away small pharmacy receiptsA medical head far below what was actually spent
Keep bills without the prescriptionsExpenses disallowed that were genuinely incurred
Accept the first offer while the money has run outA settlement at a fraction of the computed claim
Give a casual account of the accident to an investigatorA statement produced against the family later
Never ask about interim reliefFinancial pressure deciding the case instead of the merits
File the claim with gaps to be filled laterOne date consumed per gap, over years
Treat the award as the endAn award on paper, and execution not begun
Run it without counsel to save a feeAn insurer’s experienced counsel on the other side of a life-changing computation

The list to assemble now

FIR and the police documents. Death certificate, or the MLC and hospital records. Legal heir or succession documents. Identity and address proof of every claimant. Proof of relationship and of dependency. Income proof in every form that exists, for as long a period as exists. The complete medical folder with prescriptions. The disability certificate where the injury is permanent. Particulars of the offending vehicle and its insurer. Your own dated note of what happened.

Add translations of anything not in the language of the proceeding, prepared in advance, and affidavits sworn before an oath commissioner in the form required. Use one spelling of every name throughout, because in a claim with several claimants and several documents, a mismatch is a question that costs a hearing.

The part of this we can honestly do

Documentation and filing support, and nothing beyond it. Nobody here is an advocate and nobody appears before a tribunal. On a matter like this our half is the claim documentation, the petition and applications typed to counsel’s instructions, the affidavits and their swearing, the income bundle and the medical bundle indexed and paginated so a tribunal can follow them, the heirship papers, the translations, and the certified copies when orders come.

What is argued, and the computation itself, belongs to counsel. Court work is for your advocate, whose fee is engaged and paid by you directly; we do not quote, collect or share it. And of every page on this site, this is the one where we would say most firmly: get an advocate. The directory costs nothing to open or to write through, the order is alphabetical, and no listing on it was bought.

Where we stop on a claim like this

  • Any document overstating an income, a dependency or an expense. This is the temptation in these matters and the answer is no, in every form, with no exceptions.
  • Backdating anything, or preparing a record to look as though it existed before the accident.
  • A claim in respect of an accident, an injury or a relationship we have been told is not what the papers say it is.
  • Telling you whether to take the fixed route or the computed one, or whether to accept an offer. Those decide your case and they are counsel’s to advise on.
  • Dealing with anybody who approaches a family at a hospital offering to arrange a claim. Say no, and tell us if it happens.
  • Any suggestion that an award, a listing or an officer can be influenced.
  • Ranking advocates or naming a best one — the directory runs A to Z.
  • Publishing, receiving or sharing what any advocate charges.
  • Keeping your originals. They stay with you, and in this matter that is not a formality.

Our charges, said before anything begins

Each document has its own figure and it is printed on that document’s service page, where you can read it before ordering. Anything payable to a tribunal, a hospital for records, or an office issuing a certificate is shown separately from ours, because it is paid to them.

The total is stated before the work starts and nothing is payable in advance. One thing we will say on the call without being asked: if the six months under Section 166(3) are running, the urgent thing is not our paperwork but a conversation with an advocate, and pointing you at the directory costs nothing at all.

Sources and a caution

  • The Motor Vehicles Act, 1988, as amended by the Motor Vehicles (Amendment) Act, 2019.
  • Section 165 — constitution of Motor Accidents Claims Tribunals to adjudicate claims for compensation in respect of accidents involving death or bodily injury arising out of the use of motor vehicles.
  • Section 166 — application for compensation; Section 166(3) — no application shall be entertained unless made within six months of the occurrence of the accident, introduced by the 2019 amendment where no limitation applied before it; Section 166(4) — a report forwarded under Section 159 is to be treated as an application for compensation.
  • Section 159 — the police to forward a report of the accident to the Claims Tribunal.
  • Section 164 — payment of compensation in case of death or grievous hurt without the claimant being required to plead and establish a wrongful act or neglect; introduced by the 2019 amendment in place of the earlier no-fault and structured-formula provisions. The sums stated in the section should be confirmed before being relied on.
  • Section 161 — the scheme for compensation in hit-and-run motor accident cases. Amounts under it are fixed by the scheme and are revised; none appear here.
  • Sarla Verma v. Delhi Transport Corporation (2009) and National Insurance Company Ltd. v. Pranay Sethi (2017, Constitution Bench) — the structure of the computation. The multiplier table, the future-prospects percentages and the conventional-head amounts come from the judgments, are refined over time, and are deliberately not reproduced here.
  • The Legal Services Authorities Act, 1987 — entitlement to free legal services. Delhi income limits and helpline numbers are published by the Delhi State Legal Services Authority and are revised.
  • Bar Council of India Rules, Part VI Chapter II, Rule 36 — why nothing on this site ranks, rates or prices an advocate.
  • This page is general information about how motor accident compensation claims work. It is not advice about any claim, and the computation on your own facts is something an advocate should do for you. If an accident is recent, the limitation point above is urgent and should be acted on rather than read.
FAQ

Motor accident claims — questions families ask

How long do I have to file a motor accident claim?
This is the change nobody has been told about and it has already cost families their claims. Section 166(3) of the Motor Vehicles Act, 1988, as it stands after the 2019 amendment, provides that no application for compensation shall be entertained unless it is made within six months of the occurrence of the accident. For years before that there was no limitation at all for these claims. If an accident in your family is recent, treat the six months as the most urgent fact on this page and take advice now, not after the treatment is finished.
Is a MACT claim the same as a criminal case against the driver?
No, and they run separately. The criminal case is the State prosecuting the driver, and it is about punishment. The claim before the Claims Tribunal is yours, and it is about compensation. One does not wait for the other, an acquittal in the criminal case does not by itself end the claim, and the standard applied in the two is not the same. Families routinely wait for the criminal case to finish and lose time they did not have.
What is a Claims Tribunal?
Section 165 of the Act empowers the State Government to constitute Motor Accidents Claims Tribunals to adjudicate claims for compensation in respect of accidents involving the death of, or bodily injury to, persons arising out of the use of motor vehicles. In Delhi these sit within the district court complexes. It is a tribunal with its own procedure rather than an ordinary civil court.
Do I have to prove that the other driver was at fault?
It depends which route you take, and this is the central choice on the page. A claim under Section 166 is the fault route: you establish negligence, and the compensation is computed on your actual loss. Section 164 is the other route — a fixed sum in case of death or grievous hurt, where the claimant is not required to plead and establish that the death or injury was due to any wrongful act or neglect. One is bigger and slower; the other is smaller and faster.
How much is the fixed amount under Section 164?
As the section stands it provides for a sum of five lakh rupees in the case of death and two and a half lakh rupees in the case of grievous hurt, payable without proving fault. Treat those figures as something to confirm rather than to rely on — amounts of this kind are revised, and everything else on this page deliberately prints no numbers for that reason. What matters more is the choice the section creates, which your advocate should explain against your own facts.
How is compensation in a death case actually worked out?
Not by sympathy and not by negotiation, but by a structure the Supreme Court settled in Sarla Verma v. Delhi Transport Corporation (2009) and refined by a Constitution Bench in National Insurance Company v. Pranay Sethi (2017). In outline: establish the deceased’s income, add an element for future prospects, deduct a share for what they spent on themselves, multiply by a figure fixed by age, and add conventional heads. The percentages and the multiplier table come from those judgments and this page does not reproduce them, because they are refined over time and a stale table misleads.
What is the single most important document in the file?
Proof of income. Almost every rupee of a death or serious-injury claim is built on it, and it is the thing families are least prepared for. Salary slips, the employer’s certificate, the appointment letter, income tax returns, bank statements showing salary credits, GST or business records for the self-employed. Where nothing exists, the tribunal works on a notional basis, and that is always lower than a proved income.
The deceased was self-employed with no papers. What then?
You are not without a claim, but you are proving income the hard way and you should start immediately. Gather whatever exists in any form — bank statements showing regular receipts, a shop licence or registration, purchase and sale records, GST filings, contracts, customer payments, ration or trade documents. Assemble it now rather than three hearings later, because the answer the tribunal has to give in the absence of material is a notional figure.
Who can bring the claim after a death?
The legal representatives of the deceased. Which means one of the first practical steps, alongside the claim itself, is establishing who they are on paper — the death certificate, and a legal heir certificate or a succession certificate where one is called for. These take time to obtain and they are needed both for the claim and for the disbursal afterwards.
Do I need to have filed an FIR?
It is extremely difficult without one, and the police record is the backbone of the file: the FIR, the site plan, the mechanical inspection report, the charge sheet, the driver’s licence particulars and the vehicle’s insurance. If no FIR was registered because everybody was at the hospital, deal with it now — our FIR guidance and police complaint drafting pages cover how that is done.
I heard the police themselves send a report to the tribunal. Is that my claim?
Section 159 requires the police to forward a report of the accident to the Claims Tribunal, and Section 166(4) provides that the Tribunal shall treat such a report as an application for compensation. That is a real and valuable provision. It is not, however, a reason to sit back: the report contains what the police recorded, not your income, your dependants or your expenses. Treat it as a door that opens, not as a case that is made.
The vehicle had no insurance, or ran away. Is there anything?
For an untraced vehicle, Section 161 provides a scheme for compensation in hit-and-run cases, and it is separate from an ordinary claim. Where the vehicle is identified but uninsured, the liability falls on the owner and the practical question becomes recovery rather than entitlement. Both are situations where you need advice early, because the route is different from the ordinary one and people waste months in the wrong one.
The insurance company says the driver had no valid licence. Does my claim fail?
Not necessarily. Defences of this kind — no valid licence, breach of a policy condition, the vehicle being used for a different purpose — are raised regularly, and the law has developed a body of principle about when an insurer may avoid liability against the owner while still being directed to pay the claimant and recover it from the owner afterwards. It is technical, it is argued, and it is a reason to have counsel rather than to accept what a letter says.
Should I accept the settlement the insurance company is offering?
Find out what the claim is actually worth first, then decide. An early offer is not automatically bad — money now against an award in four years is a real trade-off and sometimes the sensible one. What is bad is accepting a figure without having had anybody work out the computation, because the gap between an opening offer and a properly computed claim in a death or serious-injury case is frequently very large.
What happens in an injury case rather than a death case?
The structure is similar but the heads are different: medical expenses actually incurred and likely to be incurred, loss of earnings during treatment, loss of future earning capacity where the injury is permanent, attendant and transport costs, and pain and suffering. The critical piece is the disability assessment — a permanent disability certificate from the competent authority. We assist with disability certificate documentation, and it should be pursued early.
Keep the medical bills? Even the small ones?
All of them, and in original, with the prescriptions that go with them. A bill without the prescription that explains it is routinely disallowed. Buy a folder on the first day and put everything in it: hospital bills, pharmacy receipts, diagnostic reports, discharge summary, follow-up prescriptions, receipts for the ambulance and for travel to appointments. The total of the small ones is usually larger than anyone expects.
Is there any money available while the case is running?
Interim relief exists and it is worth asking counsel about at the very first meeting rather than at the end. The reason it matters is not legal but practical: a family whose earning member has died or been disabled runs out of money long before an award arrives, and it is that pressure, not the merits, that produces acceptance of a low settlement.
Where do I file — where the accident happened?
You have more than one option in the ordinary case: the Tribunal for the area where the accident occurred, where the claimant resides or carries on business, or where the defendant resides — and which is best is a tactical choice as much as a legal one. Confirm it with counsel rather than defaulting to the place of the accident, which is often the least convenient for the family.
How long do these cases take?
Longer than anyone tells you at the start, and the honest answer is that it varies too much for a figure to mean anything. What shortens it is under your control: a complete file at the time of filing, income proof ready rather than promised, attendance at every date, and documents filed when directed instead of on the next date. What lengthens it is a claim filed with gaps that are then filled one hearing at a time.
They have made an award. Do I get the money automatically?
An award is a direction, not a transfer. Where it is not satisfied it has to be executed, and that is a separate step — we prepare execution petition papers. Awards in these matters also often involve directions about how the money is held or invested, particularly where a minor is involved, and those directions have to be complied with rather than worked around.
Can the insurance company appeal against the award?
Yes, and appeals in these matters are common, which is a fact to know before you make plans around the money. An appeal has its own period and its own procedure, and both sides can bring one — a claimant who considers the award inadequate is not without a route either. We prepare appeal drafting papers to counsel’s instructions.
Do I really need an advocate for this? I managed the consumer case myself.
Different animal, and we say so plainly. A consumer complaint you can often run yourself — our consumer court page says exactly that. A motor accident claim is contested by an insurer with experienced counsel, it turns on a computation with several moving parts, and the sums are usually life-changing for the family. This is not the place to save a fee.
A member of my family was driving and somebody else was hurt. What should we do?
Two things, in this order. Tell the insurer immediately and in writing, because delayed intimation is itself used as a ground to dispute cover. And take advice in your own capacity, because the criminal proceeding and the claim both involve you and the positions taken in one are produced in the other. Do not give any statement about the accident to anybody without having spoken to an advocate first.
Can Legal Space Services appear for me before the Tribunal?
No. We are a documentation and filing business, not a law firm, and nobody here appears anywhere. What we do is the paper: the claim documentation, the affidavits, the medical and income bundles indexed and paginated, the translations, the certified copies. Court work is for your advocate, whose fee is engaged and paid by you directly; we do not quote, collect or share it.
What does your own work cost?
Each document carries its own figure, printed on that service’s page before anything is ordered. Anything levied by the tribunal or by an office issuing a record is named separately, because it is paid to them and not to us. We tell you the total before we start, and nothing is payable in advance.

If the accident was recent, the clock has already started.

Send us the FIR and whatever papers exist. We will tell you what the file is missing, what has to be collected this week while it can still be collected, and what a complete claim bundle contains — and put the directory in front of you today, because six months is shorter than it sounds. Searching it is free and no commission from anybody on it reaches us.

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Since the transport strike of January 2024 every page on this subject has been built on a provision that has never been brought into force. The government’s own release excluded Section 106(2) when the new criminal laws commenced, and the Delhi High Court confirmed in July 2026 that it was still unnotified. The charge in practice carries five years and is classified as bailable. Plus the twenty-four hour reporting window almost nobody knows about, and the ₹2 lakh claim the Supreme Court found only 205 families in the whole country made in a year.

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Getting a seized vehicle back

Across nine pages on challans and road cases we kept saying this is a court application and not something to settle at a police station, and kept not explaining how. This is that page. The old provision had no deadline at all – its replacement gives the court fourteen days to record and photograph the vehicle and thirty days to order its release, and a High Court enforced that in August 2026. Plus why the registration certificate is not the whole answer, how much the bond can lawfully be, and the special statutes where the Magistrate has no power at all.

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A traffic challan in Rajasthan

Our first state page, and the state-specific part is narrower and stranger than people expect. Rajasthan’s notification binds officers by rank and by area: a Head Constable may compound inside the Jaipur and Jodhpur Commissionerates, an Assistant Sub-Inspector everywhere else. The state’s own motor vehicles rules contain no compounding provision at all. Plus the thirty-day appeal to the RTO, a quarter of every compounding fee going to a non-lapsable road safety fund, who really owns the highway cameras, and why a seized vehicle here is so often a mining matter.

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A traffic challan in Punjab

Search “Punjab e-challan” and almost everything you get belongs to Pakistan — the Punjab Safe Cities Authority in Lahore, a row of .pk sites, and commercial services. Not one Indian government result. The reason is that Punjab publishes almost nothing: its Transport Department’s whole notifications page holds nine items, four of them single scanned pages 11, 12, 16 and 17 of one user-charges file, and no section 200 schedule at all — while its own menu sends you to the centre. One date does exist: 19 December 2019, so here alone you can ask for the notification by name. Plus three two-second tells, the Gurmukhi-versus-Shahmukhi check, and why Chandigarh — whose Administrator is Punjab’s Governor — wrote the best schedule in India.

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Traffic challan rules, state by state

One question put to thirty-four Indian states and union territories: have you published what a challan costs, and who may take it? Five published a schedule after the 2019 amendment, seven are still running documents older than it — the oldest from 2008 — and around twenty publish no amount at all. In the whole country only two schedules tell you that a helmet offence costs three months of your licence. The full comparison table with every jurisdiction linked, the four jobs a schedule actually does, the patterns we did not expect — and every correction we have had to publish about our own pages, in one place.

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A traffic challan in Dadra & Nagar Haveli and Daman & Diu

The only jurisdiction in this series that was created while the amended Act was already running. Two Union territories merged on 26 January 2020, but section 17 of the Merger Act kept both rulebooks alive in their own halves — so the real question is whether Daman runs on one schedule and Silvassa on another. Neither exists. The registration mark was unified in four days; the municipal regime in eight months; the compounding schedule not in six years. The Transport Department publishes four documents, the whole legal library two entries, the police force’s rules shelf one reservation roster — and the traffic police page never once uses the word challan.

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A traffic challan in Lakshadweep

The smallest jurisdiction in this series, and the first where we had to ask whether our own question is fair. No two inhabited islands are joined by a road. The police run seven coastal security stations and publish no traffic page. The Department of Road Transport names no Act and no Rules at all — the only one of thirty-three — and a single Motor Vehicle Inspector is Licensing Authority for the whole territory. No section 200 notification could be found. We argue it both ways and then say where we come down: the principle holds, the scale does not — and a one-page notification would settle it.

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A traffic challan in the Andaman & Nicobar Islands

The A&N Police publish a ninety-seven row spot fines list — the largest and most current schedule in this series. It marks which offences go to court instead of a counter, notes where the licence is to be seized, and prices the one compoundable limb of section 184 at ₹3,000 while sending the other five to court in the same row. Its notification is dated 22 days after the 2019 amendment — faster than Assam, which we had called the fastest. And row 17 of it caught three wrong figures in our own tables, which this page sets out in full.

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A traffic challan in Ladakh

On 25 August 2026 Ladakh notified S.O. 250, directing twenty per cent of everything collected by compounding traffic violations into a road safety fund — non-lapsable, audited by the CAG, and spent on signage, black spots, driving test tracks and ambulances. Puducherry promised exactly this in 2015 and never did it. The same notification calls a compounding fee one taken by “the officers authorised under Section 200” — so that authorisation exists, and we still could not find it. A territory that has published where a fifth of your money goes, and not what the money is.

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A traffic challan in Jammu & Kashmir

In 2023 this territory recorded 13,72,501 traffic challans — 4,28,609 compounded and 9,43,892 sent to court. That is sixty-nine per cent going to a magistrate, which is the opposite of what section 200 exists to achieve, and no other jurisdiction in this series publishes the split at all. We could find no compounding notification here. The Act itself only arrived on 31 October 2019 — sixty days after the amendment — so this is the one place in India that has never known the pre-2019 Act. And in Srinagar 835 cameras now issue challans with no published procedure, for the one offence that costs you your licence.

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A traffic challan in Sikkim

Sikkim publishes the region’s fullest compounding schedule — forty-four priced rows in four columns, graded by repeat offence and by vehicle class — made by Notification No. 121/MV/T dated 29 July 2010. Sixteen years on it still prices a general contravention at ₹100, has no helmet row at all because the section did not exist, and carries two figures now below the statutory minimum. Meanwhile the same department runs AI cameras with a ten-day cure window and a written promise to pay you double if the machine is wrong — the most citizen-protective provision we have found anywhere. The newest enforcement in India, pointed at the oldest price list.

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A traffic challan in Arunachal Pradesh

Arunachal publishes no compounding schedule, and the only state statute its district transport office names is a taxation Act. But one district did something no government in this series has done: it published what it collected. Lohit reported 3,782 challans and ₹42,18,800 in 2025 — which divides into about ₹1,115 per challan, the first real figure we have had for what is actually being charged on a road rather than what a document says it should be. And behind it sits Article 371H, under which this State’s Governor alone carries a personal responsibility for law and order — a question we raise and deliberately leave open.

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A traffic challan in Tripura

Tripura publishes twenty-six no-parking zones and twelve parking zones in Agartala, each with a notification number and date; a tax penalty scale; and eleven amendments to its Motor Vehicles Rules, the latest dated five days before the central compoundable list changed. It publishes no compounding amount at all — and its Notices link points at nothing while its Acts link points at a file that will not open. Then its accident figures changed our mind: deaths fell forty per cent in two years while crashes fell nine. That is survival, not prevention — and it forced us to say plainly what a published schedule is actually for.

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A traffic challan in Chandigarh

Puducherry left us asking who the “State Government” is in a Union territory. Chandigarh answers it in practice: its notification of 6 December 2019 says the section 200(1) power is exercised by the Administrator — who since 1984 is, ex officio, the Governor of Punjab. What follows is the best compounding notification we have read: 30 rows, five columns, a column naming the only three authorities who may compound, the three-month licence disqualification written in (the first schedule in the series to do it), section 206(4) on the speeding rows, and section 184 limited in brackets to handheld devices. One problem: the police website misquotes it in four places, including a date fourteen months in the future.

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A traffic challan in Puducherry

Section 200 gives the compounding power to “the State Government”. Puducherry is a Union territory — and the General Clauses Act says that in a Union territory those words mean the Central Government, while a Council of Ministers advises an Administrator whose disagreements go to the President. We set the provisions out and leave the question open. Underneath: the territory’s rules are not made under section 200 (second jurisdiction proved on the instrument’s face), two different monthly rates sit under one ₹100 cap, the police table of 95 offences carries pre-2019 figures — and the territory’s own 2015 policy recorded a death rate double the national average and promised to notify penalties and fund road safety from compounding.

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A traffic challan in Mizoram

A compounding arrangement has two halves — what an offence costs, and who may settle it for which offences. Most states publish one. Mizoram publishes both, and they do not match. Its penalties page, updated February 2025, is the only state document in this series that names section 177A, and the only government page that prints the three-month licence disqualification under 194C. Its compounding notification is from 1 August 2018 — still listing section 191, which 2019 removed, and listing nothing 2019 inserted. So a helmet is priced at ₹1,000 on one government page and absent from the other. Plus the only rank floor in India with a uniform condition on it.

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A traffic challan in Nagaland

Twenty-one pages read a state’s schedule. Nagaland does not publish one — but it published something no other state government did: a notice telling the public that section 200 itself had been replaced. Serial 26 of the Schedule to the Jan Vishwas Act, 2023, commenced by S.O. 227(E) on 13 January 2025, substituted section 200(1) and added 177A, 192B(3) and 201 to the compoundable list — so every schedule in this series is now under-inclusive, and the community service power may have been deleted before any state used it. Following 177A back led somewhere stranger: the regulations it punishes were superseded in 2017, and state departments are still publishing the 1989 version.

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A traffic challan in Meghalaya

Twenty pages built around a table. Meghalaya’s section 200 notification has no table at all — instead of figures it sets a rule: amounts “not lesser than fifty percent of the maximum fine prescribed”. So a 2011 document still works, while Telangana’s fixed schedule from fifteen weeks earlier went stale. But the formula only saved the money, not the scope — its list of nine sections is from 2011, and section 194D for helmets did not exist then. Chasing that took us to something twenty-one pages had never done: reading section 200 itself — which settles that the compoundable list is Parliament’s and not the states’, confirms why drink driving can never be compounded, and reveals a community service power no state has used.

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A traffic challan in Goa

Three pages in this series quoted a state rule capping a composition amount at ₹100 and we treated it as a stale state figure. We were wrong, and Goa proves it. Its rule 54 names its own parent provision — section 50(3), which allows “not exceeding one hundred rupees” in lieu of action under section 177. The ceiling is Parliament’s, not the state’s. In 1988 section 177 also carried ₹100 — the two matched exactly. In 2019 Parliament raised section 177 to ₹500 and ₹1,500 and left that ceiling alone: a 31-year symmetry became a 15:1 gap by nobody doing anything. Also here: the four paperwork delays this reaches, and why the real exposure on a late transfer is never the fee.

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A traffic challan in Himachal Pradesh

On Shimla’s sealed and restricted roads the law that stops you is not the Motor Vehicles Act — it is a Himachal statute of its own, the Shimla Road Users and Pedestrians (Public Safety and Convenience) Act, 2007. And it contains what no section 200 schedule in India contains: a fifty per cent on-the-spot settlement written into the Act itself, twice. Also here: the RC and the licence impounded if you do not pay; a plea of guilty by money order; time limits that run against the prosecution rather than against you; two appeals with named officers and real deadlines — the first appellate route in nineteen states that is in a statute; and section 22, confirming the Motor Vehicles Act keeps running alongside all of it.

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A traffic challan in Assam

Seventeen states chose their own numbers. Assam did not choose. It issued notification TMV.250/2019/67 twenty-five days after the 2019 amendment — the fastest in India — and across eighty-eight rows gave no discount at all: every figure is the Act’s own. It is also the only state in eighteen that publishes four separate schedules, one per class of officer. The price never changes between them; the permission does. Police cannot compound overloading in Assam, and the two ₹1,00,000 dealer rows are reserved to senior transport officers. On a second speeding offence the schedule offers no amount at all — it offers impounding of the licence under section 206(4). Then in June 2024 the cabinet replaced the two-wheeler document fine with a warning, which is generous and which settles nothing.

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A traffic challan in Chhattisgarh

The state publishes its own price list and almost nobody has read it. Notification F 5-5/VIII-Trans/2021 of 25 October 2021, issued under sub-section (1) of section 200 and sitting on the department’s own gazette archive — one of only two post-2019 schedules in India. Forty priced entries, twenty-four kinds of officer down to a Head Constable, and a repeat-offence column used on nineteen of forty rows where Madhya Pradesh — same 1994 rulebook, same design — uses it on six of thirty-one. We measured every row against the Act: a tenth of it on one section, the whole of it on five, one row above the Act and one below its floor. Plus the three-month disqualification that no schedule in seventeen states has ever mentioned.

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A traffic challan in Kerala

Fifteen pages of schedules answer one question — what does it cost. Kerala answers the one that matters after you have paid. Following the Supreme Court, the High Court has held that even after a section 194 offence is compounded, the excess load cannot be permitted to stay on the vehicle — and directed that the driving licence goes to the Licensing Authority under section 19(1) even where the offence is compounded under section 200. Paying ends the offence. It does not authorise the condition, and it does not stop the second track. Also here: ₹5,000 per light for after-market LEDs, and Kerala’s 726 AI cameras — 1.3 crore challans, ₹900 crore issued, ₹300 crore collected, and ₹34.8 crore of payments frozen over questions about which cameras can even read speed.

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A traffic challan in Madhya Pradesh

Every schedule in this series was drafted before Parliament rewrote the penalties in 2019 — Telangana’s 2011, Andhra Pradesh’s 2008, Maharashtra’s 2016. Madhya Pradesh issued one on 6 March 2023, superseding all others. It is the only post-amendment list in fifteen states. And it prices three ways at once: by section, by first or second offence, and by what you drive. We checked every row — the repeat column changes the figure on only six of thirty-one, and those six turn out to be a coherent set. Also here: ₹1,00,000 per vehicle aimed at dealers not drivers, ₹300 for a helmet (the lowest anywhere), a load-projection row priced by what you are carrying, and 19 categories of officer including District Magistrates.

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A traffic challan in Andhra Pradesh

Both states carry a “Compounding” link. Open Andhra Pradesh’s and it is a different law altogether — not section 200 but section 86(5), the money taken instead of suspending your permit. G.O. Ms. No. 332 of 2008, rule 217, priced by what the vehicle is and what it carries: overload ₹2,000 + ₹100 per 100 kg, ₹200 per hour for missing your timings, ₹500 per excess big animal. Medium goods pay half, light goods a third. And AP is the only state in fourteen that publishes the other half too — a prosecution table naming the eight offences no payment will ever close. Its note four is the sting: the published fees are minimums, not prices.

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A traffic challan in Telangana

Thirteen states in, we finally have the document itself. Every page so far ended the same way — the amounts live in a notification under section 200 that nobody can open. Telangana publishes its own. G.O. Ms. No. 108 of 18 August 2011: eighteen offences, two columns by vehicle, the officers who may take the money — and a proviso that does what nothing else in this series does. It writes the state’s own ceiling: the compounding fee shall not exceed the maximum fine prescribed in the relevant penal section. Odisha showed the floor; this is the roof. One problem: it is dated 2011 and the Act changed in 2019. Also here: the real 80–90% discount of December 2023, a half-rate for agriculturists, and why the police have had to call the yearly “discount” messages fake and fraudulent.

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A traffic challan in Odisha

Twelve states in, this is the one that shows you the line. Odisha’s One Time Settlement Scheme for e-challans pending on 31 July 2025 is not a flat discount. Six rows say “50%”. Eleven say a rupee figure — and that figure is always the exact statutory minimum the Act prescribes, never half. Seventeen rows, no exceptions. Where Parliament wrote “may extend to” the state halved it; where Parliament wrote “not less than” the state stopped dead at the floor. We reproduce all seventeen. Also: what the annexure leaves out — helmet, seat belt, insurance, licence, overloading — the notified speed limits under s.112, and a scheme that names no power and carries no legible date.

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A traffic challan in Uttarakhand

Three states have now printed a composition rate in their own rules, and all three measure delay differently. Karnataka counts months. Tamil Nadu uses bands of days. Uttarakhand counts weeks — and sets the rate by what you drive. Rule 45: one rupee a week for an invalid carriage, five for a motor cycle, fifty for everything else — and a proviso capping the lot at ₹100. So a lorry hits the ceiling in a fortnight and an invalid carriage takes two years. Unlike Tamil Nadu, transport vehicles are in. Also here: the first appeal fee printed anywhere in eleven states (₹20 and ₹25), the Deputy Transport Commissioner (legal and tribunal), and a year in which challans rose 118.77% while collections rose 37.07%.

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A traffic challan in Tamil Nadu

Ten states in, and this is the one that is open about exactly one half of itself. Tamil Nadu publishes no compounding amounts for road offences and no officer schedule — and then prints four composition rates inside its own rules, which almost nobody is ever shown. Rules 98, 105-A, 109 and 113: a late registration, a transfer not reported, a new registration mark, a change of address. ₹40 up to thirty days, ₹75 to sixty, ₹100 after — and ₹150 in the top slab of rule 113 alone. Each rule says the money is taken in lieu of any action under section 177, which no other state spells out. Also here: the enabling clause cites a section 311 that does not exist in the Act, rule 98 quietly leaves transport vehicles out, the founding notification carries no date, and section 200 is absent for the seventh time in seven tests.

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A traffic challan in Gujarat

Nine states in, the range has turned out to be enormous — and Gujarat sits at the bottom of it. Chief Minister Vijay Rupani announced the cuts on 10 September 2019: triple riding at ₹100, where West Bengal takes ₹1,000 and three months of your licence. Helmet and seat belt ₹500. A pollution offence ₹1,000, where Bengal takes ₹10,000 with a disqualification. Ten times, for the same words in the same Act. Then on 4 December 2019 the Transport Minister announced helmets would be optional except on highways and panchayat roads — we print what was said, flag that we could not find the notification, and say plainly that this is no reason to ride without one. Also here: rule 107, the first appeal procedure we have been able to read in nine states, and rule 98A’s thirty-day grievance clock for app aggregators.

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A traffic challan in Karnataka

Two things, and the first one saves money today. Rules 37 and 45 of the Karnataka Motor Vehicles Rules still compose a late registration renewal and a late transfer intimation at twenty-five rupees a calendar month, capped at one hundred rupees — figures written in 1989 and never updated, and the two lapses vehicle owners get caught by most. We quote both rules in full. The second thing is bigger: Karnataka is where somebody asked out loud whether a state may cut a traffic fine. The Centre said yes on 11 September 2019, Karnataka took legal opinion, cut on 21 September, and the Centre then said states had no authority at all. Both were right about different things — a state cannot touch the fine a court imposes, but section 200 gives it the compounding amount. That distinction is the key to every other state page on this site, and this is where it surfaced.

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A traffic challan in Maharashtra

Every state publishes what you can pay. Maharashtra is the only one that also published what you cannot — a list of nine non-compoundable offences. Two of them are things your neighbours let you settle for money: driving without a permit (₹10,000 in both Jharkhand and West Bengal) and overloading (₹20,000 plus ₹2,000 a tonne in Jharkhand). Here there is no amount at all — a court decides, both the driver and the owner are charged, and a repeat permit offence carries a minimum three-month sentence. The same document shows a Police Constable as the compounding authority for about 95 of 104 offences, the lowest rank floor of any state we have examined and the exact opposite of Bengal. Its money is from 2016 and stale, it is still sitting on a government server, and we say so.

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A traffic challan in West Bengal

Five states in, every page had a hole — Haryana told us who may issue a challan but never what it costs, Jharkhand the reverse. Bengal prints both halves in one notification. Schedule I names who may compound, and for oversized vehicles under section 182B that is the Director of Transport alone, one officer for the whole state. Schedule II runs to twenty-six rows and six columns, because Bengal is the only state that prints the section you broke and the section you are charged under separately — which makes a challan testable on its face. We reproduce both schedules. Then overloading, which is deliberately left out: it runs on its own notification that suspends the permit on a second offence and cancels it on a third, with the registration suspended behind it. Also: a ₹10,000 figure where Jharkhand charges ₹1,000, three rows where a licence disqualification rides along with the payment, a rule 349 that may crack our five-state pattern, and a police page still quoting superseded notifications.

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A traffic challan in Bihar

A District Transport Officer in Patna wrote that traffic challans could not be taken up at a National Lok Adalat. Somebody took that letter to the High Court — and fourteen months later the State had notified a scheme letting old e-challans be closed at fifty per cent, with the Chief Justice directing where the counters should stand and that no money be taken in cash. This page traces the whole sequence from Rani @ Rani Tiwari v. State of Bihar to Notification No. 3261 of 30 April 2026, sets out exactly which offences the scheme covers — and the one it leaves out, which is overloading, the most expensive offence in the Act. Also: why the Lok Adalat did not reduce anything, a correction to our own earlier pages, section 200 missing for the fifth state running, and the Supreme Court order pulling from the other end.

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A traffic challan in Jharkhand

Three state pages in we had to keep telling readers the amounts could not be printed, because the document fixing them was unreachable or a photograph. Jharkhand broke that. Its Transport Department memo Pari. Ayu.-192/2016 carries a five-column schedule — section, offence, penalty before 1 September 2019, penalty after, and the compounding fee — and we reproduce all twenty-five rows. Then the harder half: section 185 and a dozen others are not in it at all, section 194A has an empty compounding cell, and a second speeding offence carries a licence impoundment instead of a sum. Also here: three rows whose penalty columns appear transposed, the three-month deferral of September 2019, the state rules of 2001 that will not open, a Delhi address printed on the state enforcement page, and the Supreme Court order of 28 September 2026 that turns an unpaid challan into a blocked registration.

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A traffic challan in Haryana

Across three state pages we kept asking the same question — who is actually allowed to stop you and write this — and Haryana is the first state that answers it. Rule 225 of its 1993 rules, substituted in 2021, appoints seventeen categories of officer and lists the sections each may challan under. We reproduce the whole schedule. The police floor is an ASI, their list is shorter than the transport list, and overloading under section 194 does not appear against the police at all — it is transport department work. Two provisos matter: five officers cannot touch private buses, and police powers widen outside municipal limits. Section 200 is missing from the enabling provisions for the third state running, so the amounts come from a notification we could not find — and we say so rather than copying a rate list.

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A traffic challan in Uttar Pradesh

Our second state page, and the finding at the top of it is one the High Court only said out loud in August 2026: Uttar Pradesh has no separate traffic police cadre, and the Bench asked the government to decide on creating one. The state’s own rules contain no compounding provision — section 200 is not even among their enabling sections — so the amount comes from a notification, dated June 2020, and the schedule everybody quotes online is older than the 2019 amendment. An appeal in a licensing matter goes to the Deputy Transport Commissioner of the Zone, not the RTO. Plus the High Court’s own Payment Setu portal across 74 district courts, the school-vehicle chapter nobody mentions, number portability, and why this page carries no compounding figures.

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Stay order and injunction

A stay order is not a thing you can go and collect. It is an order made inside a suit, which is why the document that has to exist first is the plaint and not the application. The Supreme Court set three requirements, and most applications die on the third: irreparable injury means an injury that money at the end of the case cannot adequately repair — so “I will lose money” is usually not enough. Before any of that there is a gate: section 41 of the Specific Relief Act lists eleven situations where an injunction cannot be granted at all, including stopping a criminal proceeding, and one added in 2018 for infrastructure projects. Also the ex parte order and the thirty days in Rule 3A that people mistake for a result, what happens to somebody who breaks an injunction, and the appeal that runs both ways.

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Arbitration

Almost nobody reading this chose arbitration. It was in the loan agreement, the builder agreement, the insurance policy — a clause nobody negotiated. So the first question is not how arbitration works; it is whether that clause can be used the way the other side says. On the two commonest versions the Supreme Court has said no. A party interested in the outcome cannot alone appoint the arbitrator (2019), and a Constitution Bench held in November 2024 that unilateral appointment clauses in public-private contracts violate Article 14. And if you are a consumer, the clause does not shut the consumer forum. Plus the twelve-plus-six month clock, the grounds for setting an award aside in the statute’s own words, the 2025 ruling on when a court may modify one, and why filing a challenge no longer freezes the award.

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Limitation — how long you have

The one rule a court applies against you even if the other side never mentions it. Section 3 says a late suit shall be dismissed although limitation has not been set up as a defence, so hoping nobody notices is not a plan. We set out how the Schedule really works — and why the third column, saying when time starts, decides more than the number of years does. What restarts the clock (a signed acknowledgement, a recorded part payment) and the condition both carry. Why delay can be condoned in an appeal but never in a suit. The Covid exclusion of 15 March 2020 to 28 February 2022, still worth nearly two years and still forgotten. And section 27, where losing the period does not just bar the suit — it extinguishes the ownership.

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Mediation

Every page on this subject opens by saying mediation is voluntary. That is true of one of the three mediations you can end up in. Before a commercial suit it is compulsory, and the Supreme Court has treated compliance as jurisdictional — skip it and the plaint is liable to be rejected. And a court can refer you without your consent at all, unlike arbitration. We also did the thing nobody seems to have done: checked how much of the Mediation Act 2023 is actually in force. The commencement notification we could find switched on the regulator and the rule-making power — not pre-litigation mediation, not confidentiality, not enforcement. Plus the section 12A judgments from 2022 to October 2025, what is privileged, and the four grounds on which a settlement can be undone.

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Lok Adalat

Twenty pages on this site mention it and none of them explained it, so here it is from the only angle that matters: the point of view of the person being asked to sign. A Lok Adalat cannot decide anything — the Supreme Court said so in 2008 — it only records what you agree to. And section 21(2) makes that record a civil decree against which no appeal lies to any court. Not a suit to set it aside, and not objections in execution: the Supreme Court shut both doors in November 2025, in a case where a man lost a property he had bought for four crore rupees through an award he was never party to. Also what can and cannot be referred, the divorce line nobody reconciles, the court fee refund, why the traffic challan discount has no instrument behind it, and the Permanent Lok Adalat, which can decide against you.

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Lawyer, advocate, vakil, counsel

The words are not interchangeable in India and the difference has consequences. Who may appear for you, where notaries, legal consultants, document writers and “case managers” fit, and how to spot somebody who is not entitled to practise.

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